A USDA home loan is for homebuyers in rural, less densely populated areas that meet eligibility based on home location, household income, and among other requirements. The USDA loan program offered by the U.S. Department of Agriculture (USDA) and the department guarantees a mortgage like an FHA and the VA backed loans. With a USDA home loan, you could qualify for a 0% down payment and low-interest rates.
To be eligible for many USDA loans: household income must meet specific guidelines. The home to be purchased must be in an eligible rural area as defined by USDA.
Visit USDA website
The U.S. Department of Agriculture lists several resources that can help you determine eligibility on the USDA website.