Please read this information carefully and print a copy and/or retain this information electronically for future reference.
TERMS AND CONDITIONS
By completing this secure, online Credit Application and clicking
you authorize us (A-D Mortgage Loan Specialist, Inc.) to begin a credit investigation,
including obtaining your consumer credit report, employment history,
creditors´ experiences with you as a consumer and to forward or allow
direct electronic access, your application to lenders, financial
institutions, or other third parties in order to process your
application. We may retain the application, and will contact you by telephone or email with regards to your application.
1. We collect nonpublic personal information about you from the
• Information we receive from you on applications or other forms in
connection with a financial transaction;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.
2. We may disclose the information we collect, as described above, to
our affiliates, to other financial institutions with whom we have
joint marketing agreements, or to companies that perform services or
functions on our behalf. These companies may include financial service
providers and non-financial companies such as computer and data
processing companies, and marketing and aftermarket service providers.
These companies will be contractually obligated to keep the
information we provide them confidential and to use the information
only to provide the services requested of them. We observe limits and
restrictions set by law as to sharing of information with our
affiliates or others.
3. We may disclose nonpublic, personal information about you as a
consumer, customer or former customer, to nonaffiliated third parties
as permitted by law.
4. We restrict access to nonpublic personal information about you to
those employees who need to know that information to provide products
or services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations to guard your
nonpublic personal information.
FAIR CREDIT REPORTING ACT DISCLOSURE
I/We understand that this application for credit will be submitted by
us (A-D Mortgage Loan Specialist, Inc.) to various financial institutions for evaluation.
Be sure to check your Credit Application for completeness and accuracy
before submitting. Once submitted, you will not be able to return to