Terms and Conditions

Effective Date: April 1, 2026

Welcome to the website of Xavier Financial and Mortgage Group, LLC (“Company,” “we,” “our,” or “us”). Xavier Financial and Mortgage Group® is a registered trademark. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use this website.

Use of This Website

This website is provided for informational purposes and to allow users to learn about our mortgage-related services, submit inquiries, and communicate with our company. You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website.

No Commitment to Lend

Information provided on this website is for general informational purposes only and does not constitute a commitment to lend, extend credit, or guarantee approval for any mortgage product or program. All loan approvals are subject to underwriting guidelines, borrower qualifications, property review, and applicable legal and regulatory requirements.

Accuracy of Information

We make reasonable efforts to keep the information on this website accurate and current. However, mortgage programs, interest rates, loan terms, eligibility standards, and market conditions may change without notice. We do not guarantee the completeness, accuracy, or timeliness of any information on this website.

Website Content and Intellectual Property

All content on this website, including text, graphics, logos, design elements, and other materials, is the property of Xavier Financial and Mortgage Group, LLC or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, republish, upload, display, or transmit any content from this website without our prior written permission, except for personal, non-commercial use.

Trademark Notice

Xavier Financial and Mortgage Group® is a registered trademark. Any unauthorized use of our name, marks, logos, branding, or related content is strictly prohibited.

User Submissions

If you submit information through forms on this website, including contact forms, inquiry forms, mortgage lead forms, or application-related forms, you agree that:

  • The information you provide is true and accurate to the best of your knowledge
  • You are providing the information voluntarily
  • You authorize us to use the information to respond to your inquiry and provide related services

Phone, Email, and SMS Communications

By submitting your contact information through this website, you consent to be contacted by phone, email, and, where applicable, SMS/text message regarding your inquiry, mortgage options, loan process, and related services.

Message and data rates may apply. Message frequency may vary. You may opt out of SMS communications by replying STOP, where applicable.

Third-Party Services and Links

This website may reference or link to third-party websites, lenders, service providers, calculators, software platforms, or other external resources. We do not control and are not responsible for the content, policies, availability, or practices of any third-party websites or services.

Limitation of Liability

To the fullest extent permitted by law, Xavier Financial and Mortgage Group, LLC shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or related to your use of, or inability to use, this website or any information contained on it.

This includes, without limitation, damages related to reliance on website information, delays, interruptions, errors, omissions, viruses, or loss of data.

No Warranties

This website and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Indemnification

You agree to defend, indemnify, and hold harmless Xavier Financial and Mortgage Group, LLC, its officers, employees, affiliates, and service providers from and against any claims, liabilities, damages, losses, or expenses arising from your use of this website or your violation of these Terms and Conditions.

Privacy

Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, and protect your information.

Changes to These Terms

We may update these Terms and Conditions from time to time without prior notice. Any changes will be posted on this page and will become effective upon posting. Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms and Conditions.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

Contact Us

If you have questions regarding these Terms and Conditions, please contact:

Xavier Financial and Mortgage Group, LLC
1460 S. McCall Rd. Unit 1-B
Englewood, FL 34223
Phone: 941-548-1791
Email: alexwilson@xavierfinancial.com