Privacy Policy

Effective Date: April 8, 2026

Xavier Financial and Mortgage Group, LLC (“Company,” “we,” “our,” or “us”) is committed to protecting the privacy and security of your personal information. Xavier Financial and Mortgage Group® is a registered trademark. This Privacy Policy explains how we collect, use, disclose, store, and protect information when you visit our website, submit a form, communicate with us, or use our services.

Information We Collect

When you visit our website or use our services, we may collect personal information that you voluntarily provide, including:

  • Name
  • Email address
  • Phone number
  • Property information
  • Financial and mortgage-related information
  • Any other information you provide through forms, email, phone calls, or text messages

We may also automatically collect certain technical information such as your IP address, browser type, device information, referring website, and pages visited on our website.

How We Use Your Information

We may use your information to:

  • Respond to your inquiries
  • Evaluate mortgage and financing options
  • Process or assist with mortgage applications
  • Communicate with you by phone, email, or SMS/text message
  • Provide updates regarding your inquiry or loan request
  • Improve our website, services, and customer experience
  • Maintain internal business records and lead management systems

SMS and Phone Communications

If you provide your phone number through our website or directly to us, you consent to be contacted by phone and, where applicable, by SMS/text message regarding your inquiry, mortgage options, loan application, or related services.

Message and data rates may apply. Message frequency may vary. You may opt out of SMS communications at any time by replying STOP, where applicable.

Disclosure of Your Information

We may disclose your personal information to third parties when necessary to provide services or process your request, including:

  • Lenders and lending partners
  • Mortgage processors
  • Credit bureaus
  • Insurance providers
  • Technology, CRM, lead management, or communication service providers
  • Regulatory agencies, law enforcement, or other parties when required by law

We do not sell your personal information to third parties.

Data Storage and Security

We take reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Information submitted through our website may be stored in secure databases, internal systems, and authorized third-party platforms used to support our business operations.

However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

We may use cookies, analytics tools, and similar tracking technologies to enhance your browsing experience, analyze website traffic, understand user behavior, and improve our website and services.

You may manage cookie preferences through your browser settings.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices, security, or content of those third-party sites. We encourage you to review their privacy policies before providing personal information.

Children’s Privacy

Our website and services are not intended for children under the age of 18. We do not knowingly collect personal information from children under 18.

Your Choices

You may contact us to request updates to your contact information or to ask questions about how your information is used. You may also opt out of certain communications, subject to legal or operational requirements.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the updated version will become effective when posted.

Contact Us

If you have questions about this Privacy Policy or our handling of your personal information, please contact:

Xavier Financial and Mortgage Group, LLC
1460 S. McCall Rd. Unit 1-B
Englewood, FL 34223
Phone: 941-548-1791
Email: alexwilson@xavierfinancial.com