At Xavier Financial and Mortgage, we can save you time and money, getting you the right mortgage for your home.

Let us relieve some of the stress and answer some of the home loan questions you may have. Whether you are a first-time homebuyer or you have experience in the past financing a home, we are experts at navigating today’s mortgage market and will seamlessly guide you through the process.

 

As a licensed mortgage broker, we are your direct connection to a large assortment of lenders. We help you find the perfect lender to fit your financial situation, down payment preference, and closing cost needs; all at the lowest interest rate possible.

 

Our loan programs include Conventional, Federal Housing Administration (FHA), Veterans Affairs (VA), and U.S. Department of Agriculture (USDA) loans.

 

What makes us different? Mortgage Broker vs. Bank; As a mortgage broker, we offer more loan options from various lenders that can meet your specific needs; even if your credit situation is unique or you are looking to purchase an unusual property. Unlike employees of a bank or direct lender, we are not limited to loan products of one company. Our compensation is not connected to the interest rate you pay. Our fees are transparent and fully disclosed. The cost of the loan is charged to you, and the lender purchasing the loan provides a credit equal to that cost back to you at loan closing, resulting in no cost to you for our services.

 

If you are shopping for a new home, we will be your first contact in the journey. We provide a no-cost expert analysis to determine your affordable price range, and pre-approval letter for you to show your realtor.

 

We work harder and faster, so you don’t have to. We pride ourselves in communicating with you throughout the entire mortgage process.

 

At Xavier Financial, our custom mortgage options serve home-buyers in Englewood FL, Port Charlotte FL, Punta Gorda FL, North Port FL, Venice FL, Sarasota FL, Bradenton FL, Fort Myers FL, and neighboring Florida area real-estate mortgage needs.

 

 

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