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Florida FHA Loan Limits

Standard mortgage limits for FHA insured loans for 2025

County One-Family Two-Family Three-Family Four-Family
ALACHUA $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
BAKER $ 580,750 $ 743,450 $ 898,700 $ 1,116,850
BAY $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
BRADFORD $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
BREVARD $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
BROWARD $ 654,350 $ 837,700 $ 1,012,550 $ 1,258,400
CALHOUN $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
CHARLOTTE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
CITRUS $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
CLAY $ 580,750 $ 743,450 $ 898,700 $ 1,116,850
COLLIER $ 764,750 $ 979,000 $ 1,183,400 $ 1,470,700
COLUMBIA $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
DESOTO $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
DIXIE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
DUVAL $ 580,750 $ 743,450 $ 898,700 $ 1,116,850
ESCAMBIA $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
FLAGLER $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
FRANKLIN $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
GADSDEN $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
GILCHRIST $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
GLADES $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
GULF $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
HAMILTON $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
HARDEE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
HENDRY $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
HERNANDO $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
HIGHLANDS $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
HILLSBOROUGH $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
HOLMES $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
INDIAN RIVER $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
JACKSON $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
JEFFERSON $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
LAFAYETTE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
LAKE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
LEE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
LEON $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
LEVY $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
LIBERTY $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
MADISON $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
MANATEE $ 547,400 $ 700,750 $ 847,050 $ 1,052,700
MARION $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
MARTIN $ 596,850 $ 764,050 $ 923,600 $ 1,147,800
MIAMI-DADE $ 654,350 $ 837,700 $ 1,012,550 $ 1,258,400
MONROE $ 967,150 $ 1,238,150 $ 1,496,600 $ 1,859,950
NASSAU $ 580,750 $ 743,450 $ 898,700 $ 1,116,850
OKALOOSA $ 603,750 $ 772,900 $ 934,250 $ 1,161,050
OKEECHOBEE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
ORANGE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
OSCEOLA $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
PALM BEACH $ 654,350 $ 837,700 $ 1,012,550 $ 1,258,400
PASCO $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
PINELLAS $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
POLK $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
PUTNAM $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
SANTA ROSA $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
SARASOTA $ 547,400 $ 700,750 $ 847,050 $ 1,052,700
SEMINOLE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
ST. JOHNS $ 580,750 $ 743,450 $ 898,700 $ 1,116,850
ST. LUCIE $ 596,850 $ 764,050 $ 923,600 $ 1,147,800
SUMTER $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
SUWANNEE $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
TAYLOR $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
UNION $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
VOLUSIA $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
WAKULLA $ 524,225 $ 671,200 $ 811,275 $ 1,008,300
WALTON $ 603,750 $ 772,900 $ 934,250 $ 1,161,050
WASHINGTON $ 524,225 $ 671,200 $ 811,275 $ 1,008,300